OH-LIFE-AGENT-SERIES-11-44 Dumps

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Ohio Department of Insurance OH-LIFE-AGENT-SERIES-11-44 dumps - 100% Pass Guarantee!

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Vendor: Ohio Department of Insurance

Certifications: Ohio Department of Insurance Certifications

Exam Name: OHIO Life Insurance Agent Series 11-44

Exam Code: OH-LIFE-AGENT-SERIES-11-44

Total Questions: 105 Q&As ( View Details)

Last Updated: Mar 18, 2025

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Ohio Department of Insurance OH-LIFE-AGENT-SERIES-11-44 Last Month Results

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OH-LIFE-AGENT-SERIES-11-44 Online Practice Questions and Answers

Questions 1

Falsifying the terms, benefits, advantages, or conditions of an insurance policy Is an example of which of the following?

A. Forgery

B. Coercion

C. Concealment

D. Misrepresentation

Show Answer
Questions 2

Which of the following describes the process of selection, classification, and rating of risks?

A. underwriting

B. cost containment

C. adverse selection

D. claims experience

Show Answer
Questions 3

Which of the following is a characteristic of a contract of adhesion?

A. Each party is entitled to rely on others' representations.

B. The Insurer agrees to pay a stated sum regardless of loss.

C. The terms must be accepted or rejected in full.

D. The insurer's obligations are dependent upon certain acts of the insured individual.

Show Answer
Questions 4

Which of the following represents a syndicate of underwriters that specialize in Insuring specific types of risk?

A. reciprocal insurer

B. Lloyd's association

C. risk retention group

D. fraternal benefit society

Show Answer
Questions 5

The period after an annuity Is purchased but before distributions begin Is referred to as the

A. annuity phase.

B. build-up phase.

C. endowment phase.

D. accumulation phase.

Show Answer More Questions

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